Last Updated: 15 April 2026
Please READ carefully, as this pertains to the Agreement of your registration to Courses, eGuides, eBooks, Services, Software and other related offerings ("Products") by Poonam Halai / KRE8 (sometimes referred to as “Company”).
By purchasing our Products, you (sometimes referred to as "Client") agree to the following terms stated.
PRODUCTS
Poonam Halai / KRE8 agrees to provide content, identified as Courses, eGuides, eBooks, Services, Software and other related offerings. Client agrees to abide by all policies and procedures outlined in this Agreement as a condition of their participation in any of our Products.
DISCLAIMER
The Client understands Poonam Halai / KRE8 is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, psychotherapist, accountant or financial analyst.
Client understands that the Company, has not promised, nor shall be obligated to, the following:
Success in business, results, and sales for the Client.
Provide assistance, as either coach or mentor, with consultations for future business contracts made by Client.
Procure any publicity, social media exposure, interviews, write-ups, features, television, or print promotions for the Client.
Introduce Client to Poonam Halai's / KRE8's full network of contacts, media, or business partners. Client understands that a relationship does not exist between the Parties after the conclusion of this Product.
Our Products and are intended for educational and informational purposes only. You should consult qualified professionals, such as financial advisors, accountants, or attorneys, before making any financial or business decisions. Nothing provided on our websites or in our Products should be construed as professional advice.
FINANCIAL OBLIGATION
Client is responsible for the completion of all payment plans associated with products they purchase. We reserve the right to seek recovery of any monies remaining unpaid via our Collection Agency.
METHODS OF PAYMENT
We accept Visa, Mastercard, and American Express as a form of payment. If Client chooses to pay by monthly instalments, he/she authorizes the monthly charge for the product on the Client’s credit card or debit card.
REFUNDS
We offer refunds in accordance with our Refund Policies. Refund eligibility is at our sole discretion and subject to specific terms outlined in the Refund Policy for digital products and the Cancellation & Refund Policy for Software.
If you have any questions or concerns about your order, please reach out to: [email protected]
CONFIDENTIALITY
Poonam Halai / KRE8 respects Clients' privacy and insists that the Client respects ours as well. Thus, consider this a mutual non-disclosure Agreement. Any confidential information shared by Poonam Halai / KRE8 / Participants or any representative of Poonam Halai / KRE8 is confidential, proprietary, and belongs solely and exclusively to the Client or representative who discloses it. Parties agree not to disclose, reveal, or make use of any confidential information or any transactions during discussions, in the forum or otherwise.
Client agrees not to use such confidential information in any manner other than in discussion with other Clients, or Poonam Halai / KRE8, during the respective duration of the Product. Confidential information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party.
Both Parties will keep private information in strictest confidence and shall use their best efforts to safeguard the confidential information and to protect it against disclosure, misuse, espionage, loss, and theft.
Client agrees not to violate the Publicity or Privacy Rights belonging to Poonam Halai / KRE8. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or our direct or indirect dealings with Client, including but not limited to, names, email addresses, third-party company titles or positions, phone numbers, or postal addresses. Additionally, Client will not, at any time, either directly or indirectly, disclose confidential information to any third party.
By purchasing our products, you agree that if you violate or display any likelihood of violating this Agreement, Poonam Halai / KRE8 and/or the other Product participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.
CLIENT RESPONSIBILITY
Products developed by Poonam Halai / KRE8 are for strictly educational purposes ONLY. Client accepts and agrees that Client is 100% responsible for their progress and results from products developed by Poonam Halai / KRE8. Poonam Halai / KRE8 makes no representations, warranties, or guarantees verbally or in writing.
Client understands that because of the nature of products developed by Poonam Halai / KRE8 and their extent, the results experienced by each Client may significantly vary. Client acknowledges that, as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that Client will reach their goals as a result of participation in products developed by Poonam Halai / KRE8. Product education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Poonam Halai / KRE8 assumes no responsibility for errors or omissions that may appear in any Product materials.
MISCELLANEOUS
LIMITATION OF LIABILITY
The Client agrees they use Company’s services at their own risk and that Product offerings are only an educational service being provided. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Products are being held (if applicable) and any of its owners, executives, agents, or staff (sometimes referred to as “Releasees”) from any and all damages that may result from any claims arising from any Agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Products. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrolment in the Products. Company assumes no responsibility for errors or omissions that may appear in any of the Product materials.
NON-DISPARAGEMENT
The Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth herein below. The Parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client's associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its Products, members, owner directors, officers, affiliates, subsidiaries, employees, agents or representatives.
INDEMNIFICATION
Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or wilful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of Client's payment for the right to participate in the Company’s Products, the undersigned, your heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge Poonam Halai / KRE8 and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Products are being held (if applicable) and any of its owners, executives, agents, or staff (sometimes referred to as “Releasees”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Products.
NO TRANSFER OF INTELLECTUAL PROPERTY
Company’s Products are copyrighted and original materials that have been provided to Client are for Client's individual use only and a single-user license. Client is not authorized to use any of Company’s intellectual property for Client's business purposes. All intellectual property, including Company’s copyrighted Product materials, shall remain the sole property of the Poonam Halai / KRE8. No license to sell or distribute Company’s materials is granted or implied. By purchasing this product, Client agrees (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Company. Further, by purchasing this product, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s Agreements contained in this paragraph, the Company will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.
INDEPENDENT CONTRACTOR STATUS
Nothing in this Agreement is to be construed as creating a partnership, venture alliance, or any other similar relationship. Each party shall be an independent contractor in its performance hereunder and shall retain control over its personnel and the manner in which such personnel perform hereunder. In no event shall such persons be deemed employees of the other party by virtue of participation or performance hereunder.
FORCE MAJEURE
In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Company to perform its obligations under this Agreement, the Company’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.
SEVERABILITY/WAIVER
If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.
ASSIGNMENT
Client may not assign this Agreement without express written consent of Company.
MODIFICATION
Company may modify terms of this Agreement at any time. All modifications shall be posted on the Company’s website and changes will be effective immediately. Your continued use of our Products and website constitutes acceptance of the revised Terms.
TERMINATION
Company is committed to providing all Clients in the Products with a positive Product experience. By purchasing this Product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client's participation in the Product without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Product guidelines, is difficult to work with, impairs the participation of the other Participants in the Product or upon violation of the terms as determined by Company. Client will still be liable to pay the total contract amount.
EQUITABLE RELIEF
In the event that a dispute arises between the Parties for which monetary relief is inadequate and where a Party may suffer irreparable harm in the absence of an appropriate remedy, the injured Party may apply to any court of competent jurisdiction for equitable relief, including without limitation a temporary restraining order or injunction.
NOTICES
Any notices to be given hereunder by either Party to the other may be effected by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Notices delivered personally shall be deemed communicated as of the date of actual receipt; mailed notices shall be deemed communicated as of three (3) days after the date of mailing. For purposes of this Agreement, “personal delivery” includes notice transmitted by fax or email. Email: [email protected].
This Agreement shall be binding upon and inure to the benefit of the Parties hereto, their respective heirs, executors, administrators, successors and permitted assigns. Any breach or the failure to enforce any provision hereof shall not constitute a waiver of that or any other provision in any other circumstance. This Agreement constitutes and contains the entire Agreement between the Parties with respect to its subject matter, supersedes all previous discussions, negotiations, proposals, Agreements and understandings between them relating to such subject matter.
EARNINGS DISCLAIMER
Every effort had been made to accurately represent our Products and their potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in the Products. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our Products, ideas and techniques. Any income examples, testimonials, and success stories presented on our websites or through our Products are for illustrative purposes only. These examples represent exceptional outcomes and are not typical. There are no guarantees that you will achieve similar results or any specific financial results at all. Your success depends on various factors, including but not limited to your skills, experience, dedication, financial resources, and market conditions. We do not purport any of our products to be a “get rich scheme”.
Your level of success in attaining the results claimed in out materials depends on the time you devote to our Products, ideas and techniques mentioned, your finances, knowledge and various skill. Since these factors differ according to the individual, we cannot guarantee your success or income level, nor are we responsible for any of your actions.
Material in our products and on our website may contain information that includes, or is based upon, forward-looking statements. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly or historical or current facts, They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earning or financial performance. Any and all forward-looking statements here, or on any of our sales materials, are intended to express our opinion of earning potential. Any figures presented regarding potential earnings are estimates only and should not be considered exact or as promises of actual or future performance. These estimates are based on our experience and understanding of the industry. However, we make no assurances that your income will match these figures.
Many factors are important in determining your actual results and no guarantees are made that you will achieve results similar to ours or the testimonials of our clients. In fact, no guarantees are made that you will achieve any results from the Product or the ideas and techniques in our material.
We are not liable for any losses, damages, or other consequences arising from your use of our Products or reliance on any income claims or earnings estimates. By using our Site and Products, you agree to indemnify us against any claims arising from your actions or decisions.
By using our website or Products, you acknowledge and accept that individual results will differ significantly and are influenced by factors beyond our control.
We reserve the right to update this Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website and Products constitutes your acceptance of the Terms.
If you have any questions or concerns about these Terms & Conditions, you can contact us at: [email protected]